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How to Find the Cheapest Pharmaceutical Prices The prices of prescription drugs has increased and the financial toll that it is taking on the people who take this kind of medication is negative. There are tips here that will help you make strategic changes in the way you handle the prescriptions drugs that will help you save a great deal on them. One of the strategies you could use is ditching the brand names and choose generics instead. You are going to make great savings if you ask the doctor to prescribe the generic versions if they are available. You will find the brand name and the generic drug will work just the same. Sometimes the doctor will prescribe different pills for the same condition and you should find out if there is one medication that you can take instead of the different ones. If you find that the combination pill has a generic variant, chances are that you are going to save a great deal. There is also the option of splitting the drugs rather than combining them and the doctor has to prescribe the doses that are going to be safe when you split. There is a concept known as formulary when it comes to insurance and this is the list of the medications they cover. Usually, these plans use tiers to cut down on their costs. If you switch to a cheaper drug, the insurer is going to save money and they might even negotiate with the manufacturer for better prices for you. The formulary list will contain all the incentives and this is why you must show it to your doctor before they prescribe a drug. There is the option of asking the plan to make an exception for you. If accepted, the insurer will waive the restrictions and they will pay for the medication. You need to get the exception form from the insurer and get the doctor to fill in it and get it back to the insurer. If the request is denied, you have the right to be reviewed both internally and externally.
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Changing your pharmacy could also help you save on the prescription bill. There are mail-order options that your employer pays for and that you should use. There are discounts that are offered by preferred pharmacies and this is where you should be getting your medication from. There are limited networks that employers and insurers are part of and within these networks, you will find great discounts. It is also important that you be wary of the online pharmacy scams that have been on the rise recently. Some of the drugs that you will order online might contain contaminants. Only go for the online drug stores whose domain name ends with .pharmacy to be on the safe side.The 10 Most Unanswered Questions about Medications